DESWELL INDUSTRIES, INC.

CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED)    
(U.S. dollars in thousands, except per share data)    
     
     
     
  Quarter ended  
  June 30,  
  1998 1997
     
Net sales $15,447 $14,584
Cost of sales 8,771 8,325
Gross profit 6,676 6,259
Selling, general and administrative expenses 3,037 3,001
Operating income 3,639 3,258
Interest expense -51 -1
Other income, net 376 157
Income before income taxes 3,964 3,414
Income taxes 101 151
Income before minority interests 3,863 3,263
Minority interests 701 584
Net income $3,162 $2,679
  ======== ========
Basic earnings per share (note 3) $0.58 $0.56
  ======== ========
Weighted average number of shares 5,479 4,281
  outstanding (in thousands) ======== ========
     
Diluted earnings per share (note 3) $0.56 $0.51
Diluted weighted average number of shares 5,623 5,295
  outstanding (in thousands) ======== ========

CONSOLIDATED BALANCE SHEET    
(U.S. dollars in thousands)    
     
  June 30, March 31,
  1998 1998
  (Unaudited)  
ASSETS    
     
Current assets:    
Cash and cash equivalents $19,871 $21,902
Restricted cash 2,841 2,927
Accounts receivable, net 11,672 10,079
Inventories 8,354 6,415
Prepaid expenses and other current assets 2,454 1,640
Income taxes receivable 226 218
Total current assets 45,418 43,181
Property, plant and equipment - net 15,269 15,582
Goodwill 375 381
Total assets $61,062 $59,144
     
LIABILITIES AND SHAREHOLDERS' EQUITY    
     
Current liabilities:    
Accounts payable $4,568 $3,763
Customer deposits and accrued expenses 4,508 3,175
Income taxes payable 303 275
Total current liabilities 9,379 7,213
Minority interests 7,405 6,705
Deferred income tax 15 15
     
Shareholders' equity    
Common stock    
- authorized 20,000,000 shares; issued and outstanding    
  5,479,131 shares at June 30, 1998    
  and at March 31, 1998 55 55
Additional paid-in capital 22,402 22,402
Retained earnings 21,806 22,754
Total shareholders' equity 44,263 45,211
Total liabilities and shareholders' equity $61,062 $59,144

CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED)    
( U.S. dollars in thousands )    
     
  Quarter ended  
  June 30,  
  1998 1997
Cash flows from operating activities:    
Net income $3,162 $2,679
Adjustments to reconcile net income to net cash    
  provided by operating activities :    
Depreciation and amortization 968 778
Loss on sale of property, plant and equipment 2 1
Minority interests 700 394
Changes in current assets and liabilities:    
(Increase) / decrease in accounts receivable -1,593 1,172
(Increase) / decrease in inventories -1,939 247
Increase in prepaid expenses and other current assets -814 -1,419
(Increase) / decrease in income taxes receivable -8 68
Increase / (decrease) in accounts payable 805 -610
Increase / (decrease) in customer deposits and accrued expenses 1,333 -779
Increase / (decrease) in income taxes payable 28 -118
Net cash provided by operating activities 2,644 2,413
     
Cash flows from investing activities    
Decrease in restricted cash 86 20
Proceeds from disposal of property, plant and equipment - 10
Purchase of property, plant and equipment -651 -1,019
     
Net cash used in investing activities -565 -989
     
Cash flows from financing activities    
Issue of common stock - 852
Dividends paid -4,110 -1,950
Increase in short-term borrowings - 367
Net cash used in financing activities -4,110 -731
     
Net (decrease) / increase in cash and cash equivalents -2,031 693
Cash and cash equivalents, at beginning of period 21,902 12,003
Cash and cash equivalents, at end of period 19,871 12,696
     
Supplementary disclosures of cashflow information:    
Cash paid during the period for:    
Interest 51 1
Income taxes 80 201

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(U.S. dollars in thousands except per share data)

1. Management's Statement

In the opinion of Management, the accompanying unaudited financial statements contain all adjustments (all of which are normal and recurring in nature) necessary to present fairly the financial position of Deswell Industries, Inc. (the "Company") at June 30, 1998 and March 31, 1998, the results of operations for the quarters ended June 30, 1998 and June 30, 1997, and the cash flows for the quarters ended June 30, 1998 and June 30, 1997. The notes to the Consolidated Financial Statements, which are contained in the Form 20-F Annual Report filed on July 14, 1998 under the Securities Exchange Act of 1934 should be read in conjunction with these Consolidated Financial Statements.

2. Inventories

  June 30, March 31,
  1998 1998
     
Inventories by major categories : $4,063 $3,515
Raw materials 3,160 1,819
Work in progress 1,131 1,081
Finished goods $8,354 $6,415
  ========== =========

3. Earnings Per Share

The basic earnings per share and diluted earnings per share are computed in accordance with the Statement of Financial Accounting Standards No.128 "Earnings Per Share" effective for financial statements after December 15, 1997. The basic and diluted earnings per share for prior periods have been restated in accordance with the Statement of Financial Accounting Standards No. 128.

The basic earnings per share is computed on the income from continuing operations and net income respectively, available to common stockholders, divided by the weighted average number of common shares outstanding throughout the relevant periods.

The diluted earnings per share is computed on the income from continuing operations and net income respectively, available to common stockholders, divided by the weighted average number of common shares outstanding and the number of additional common shares that outstanding if the dilutive potential common shares had been issued throughout the relevant periods.

The net income for the quarters ended June 30, 1998 and 1997 were both from the Company's continuing operations.


MANAGEMENT DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

Results of Operations

General

The Company's revenues are derived from the manufacture and sale of (i) injection-molded plastic parts and components, (ii) electronic products and subassemblies and (iii) metallic parts and components. The Company carries out all of its manufacturing operations in southern China, where it is able to take advantage of the lower overhead costs and inexpensive labor rates as compared to Hong Kong.

Quarter Ended June 30, 1998 Compared to Quarter Ended June 30, 1997

The Company's net sales for the quarter ended June 30, 1998 were $15,447,000, an increase of $863,000 or 5.9% as compared to the corresponding period in 1997. The increase in sales was mainly related to additional sales of injection-molded plastic and metallic products of $1,622,000 and $437,000 respectively net of the decrease in electronic sales of $1,196,000. This represented increases of 21.5% and 61.9% and a decrease of 18.9% respectively, as compared with the net sales in the corresponding period in the prior year.

The increase in net sales from the plastic operation was attributed to the continuing increase in orders from our existing and new customers. The increase in metallic sales was a result of the Company's efforts in strengthening its metallic operation during the fiscal year 1998 though it accounted for less than 10% of overall revenue. The decrease in sales of electronic products in this quarter was mainly due to the decrease in demand from its customers, especially the PCB assembly customers as a result of the increased keen competition in the Asian market.

The gross profit for the quarter ended June 30, 1998 was $6,676,000, representing a gross profit margin of 43.2%. This compares with the overall gross profit and gross profit margin of $6,259,000 or 42.9% for the quarter ended June 30, 1997.

Selling, general and administrative expenses for the quarter ended June 30, 1998 were $3,037,000, amounting to 19.7% of total net sales, as compared to $3,001,000 or 20.6% of total net sales for the quarter ended June 30, 1997. The increase of $36,000 in selling, general and administrative expenses, over the corresponding period, was largely due to the growth in the Company's overall operations.

As a result of the increase in net sales, operating income was $3,639,000 for the quarter ended June 30, 1998, an increase of $381,000 or 11.7% as compared with the corresponding quarter in the prior year.

Minority interests represent 49% and 66.9% minority interest in the electronics and metallic subsidiaries, respectively. The increase in minority interest to $701,000 for the quarter ended June 30, 1998 from $584,000 for the corresponding quarter in the prior year reflects the fact that the metallic business generated less loss in the current period as compared to the corresponding period in prior year. The metallic operation almost reached a breakeven situation in the first quarter ended June 30, 1998.

As a result of the above factors, net income was $3,162,000 for the quarter ended June 30, 1998, an increase of $483,000 or 18.0%, as compared to the quarter ended June 30, 1997 and net income as a percentage of net sales increased slightly to 20.5% from 18.4%.

Liquidity and Capital Resources

Traditionally, the Company has relied primarily upon internally generated funds and short-term borrowings (including trade finance facilities) to finance its operations and expansion, although capital expenditure has been partly financed by long-term debt, including capital leases.

As of June 30, 1998, the Company had a working capital surplus of $36,039,000. This compares with a working capital surplus of $35,968,000 at March 31, 1998. The increase in working capital was mainly attributed to net cash generated from its operating activities netting off the cash dividend distributed of $4,110,000 in June 1998.

The Company has generated sufficient funds from its operating activities to finance its operations and there is little need for external financing other than short-term borrowings which are used to finance accounts receivable and are generally paid with cash generated from operations. The Company has no outstanding short-term borrowings and no long-term debt as of June 30, 1998.

As of June 30, 1998, the Company had in place general banking facilities with three financial institutions aggregating approximately $12,016,000. Such facilities, which are subject to annual review, include overdrafts, letters of credit, import facilities, trust receipt financing, inward bills financing as well as fixed loans. As of June 30, 1998, the Company had ( i ) unused credit facilities of $12,016,000 ( ii ) cash and cash equivalents of $19,871,000 and ( iii ) restricted cash of $2,841,000. The restricted cash and leasehold land and buildings of $1,468,000 have been pledged as collateral for those credit facilities.

The Company expects that working capital requirements and capital additions will be funded through a combination of internally generated funds and existing facilities.

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